I have never really had a budget. I always just knew not to spend more than I had, and so I never worried past that. However, as I'm getting older, I'm realizing that I could have saved a lot of my money that I just spent frivolously on things I didn't really need at the time.
Why Set a Budget?
Someone like me often asks, Why should I set a budget? How can it help me? Well, setting a budget can:
- Help you track your money better
- Help you save money
- Prepare you for times when your money is tight
- Make you feel more in control of your spending habits
- Help you see the difference between your needs and your wants
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